Getting injured on the job is never an easy thing to deal with. Add in the complications of dealing with workers compensation, and it can get even worse. Because it's just not something that people deal with on a regular basis, it's easy to make a mistake. Here's a look at some of the most common problems people encounter when they're filing for workers compensation, and how you can avoid them.
Problem #1: Not Regularly Following Up With A Doctor Unfortunately, people attempting to take advantage of workers compensation is a common problem. Because of this, there are sometimes very strict regulations and requirements. Once you visit a doctor and receive a diagnosis, it's important to check back regularly. If you don't, it may be assumed that your injuries aren't that serious, and your claim will be denied.
There may be a period of time where you're waiting for treatment authorization, but it's important to visit your doctor on a regular basis. A regular visit can show that you're concerned about your injuries, and that they're pressing enough to warrant the attention.
Problem #2: Assuming Health Insurance Will Cover Your Injury Many people that are injured at work assume their insurance will take care of any injuries. There are several reasons this might not be a good idea. For starters, your private insurance will not cover disability while you're out of work. Also, your insurance will have deductibles, a co-pay, and perhaps even a coverage cap. Workers compensation will cover any medical bills you incur because of your injury.
Finally, your private insurance will have very specialized requirements on who you can visit. If you have to travel, you'll likely be out of luck. Workers compensation will not only cover your medical bills if you have to travel, but will compensate you for your travel.
Filing for workers compensation can be a confusing process. That's why it's almost always best to have someone in your corner. A workers comp attorney will know the ins and outs of the law, and has likely dealt with hundreds of cases similar to yours. Trusting a professional to handle your case not only takes the stress off of you, but will make sure your case is handled properly. When you're making things easier on yourself, plus giving yourself a better chance of success in the process, there's no reason not to trust a professional.Share